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Security Improvement of Virtual Banking Application Using Multifactor Authentication

Authors(2):

Vinoth Kumar L, R. Saravanan
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In todays era, virtual banking are used by many people across the world. All banks are providing services to their customer and there are many security issues like fraudulent website, capturing user ID’s and password, fake mails from banks and phishing. To overcome this issues we can use multifactor authentication methods. This method is used such as user know (e.g: username and Password), user possesses (e.g: mobile signature) and user is (e.g: finger vein pattern). This paper proposes a new architecture for virtual banking to use biometric characteristics such as finger vein pattern and signature recognition . A combination of these two factor can validate with application server, once it has valid the application server will generate OTP to user mobile device. Using OTP the user signing into android and web application, user has been authenticated only with valid OTP and application server scan the mobile devices IMEI number. The security in virtual banking application can be secured by using biometric characteristics for authentication process.

Vinoth Kumar L, R. Saravanan

Virtual Banking, OTP, Finger Vein Pattern, Signature Recognition, Biometrics

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Publication Details

Published in : Volume 3 | Issue 3 | May-June - 2017
Date of Publication Print ISSN Online ISSN
2017-06-30 2395-1990 2394-4099
Page(s) Manuscript Number   Publisher
272-276 IJSRSET173353   Technoscience Academy

Cite This Article

Vinoth Kumar L, R. Saravanan, "Security Improvement of Virtual Banking Application Using Multifactor Authentication", International Journal of Scientific Research in Science, Engineering and Technology(IJSRSET), Print ISSN : 2395-1990, Online ISSN : 2394-4099, Volume 3, Issue 3, pp.272-276, May-June-2017.
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